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Multi-State Plan Program and the
Health Insurance Marketplace Enrollee


If you are enrolled in FEHB coverage, you don’t need a Marketplace plan to meet Affordable Care Act coverage standards.


Whether you’re uninsured or just want to explore new options, the Health Insurance Marketplace provides one-stop shopping, offers more choices and gives you more control over your health insurance options.

About the Health Insurance Marketplace

You can think of the Marketplace as a grocery store for health insurance. The Marketplace has simple and straightforward information about each plan so you can get a clear picture of what you’re paying for and what your plan covers before you make a choice.

You may be eligible for free or low cost health insurance or financial assistance through the Marketplace. Visit for more information.

Why Should I Choose MSP coverage?

Multi-State Plan (MSP) coverage is high-quality health insurance backed by the experience of OPM, the agency that administers health insurance for Federal employees.

  • OPM monitors plans’ performance and oversees their compliance with the Affordable Care Act, so you can be assured of consistent, quality coverage.
  • You’ll receive great customer service for which the Federal Employees Health Benefits Program is well known.
  • You’ll have access to a unique, consumer-friendly process if you need to appeal a denial of claims by your insurance company.
  • OPM is committed to bringing you better health through higher quality and lower cost care.
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