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OPM’s Human Resources Solutions organization can help your agency answer this critically important question.
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If you are enrolled in FEHB coverage, you don’t need a Marketplace plan to meet Affordable Care Act coverage standards.
Why Should I Choose MSP Coverage?
Multi-State Plan (MSP) coverage is high-quality health insurance backed by the experience of OPM, the agency trusted by millions of Federal employees, retirees, and their families to provide their health insurance.
Pick a State or use the drop-down menu to view plan options.
The U.S. Office of Personnel Management (OPM) has entered into a contract with the Blue Cross and Blue Shield Association to offer more than 150 Multi-State Plan (MSP) options in 30 States and the District of Columbia on the Health Insurance Marketplace. The plans will be overseen by OPM, which brings its more than 50 years’ experience running the Federal Employees Health Benefits (FEHB) Program to the MSP Program.
The Affordable Care Act created the MSP options to drive competition. MSP options ensure that Americans across the country have access to high-quality health insurance plans with reliable benefits. OPM ensures that these plans have a broad network of providers, high percent of spending on health care rather than administrative costs, and strong consumer protections. These plans may also provide families with members who live in different States the option of being enrolled in the same plan.
With the MSP Program in place, uninsured Americans will have even more options for affordable coverage that works for them. Multi-State plans are already helping to drive competition and expand the number of plan options in many States. The MSP Program ensures that consumers have choice of plans across the country. Without the MSP option, in three States (Alaska, New Hampshire, and West Virginia) there would be only one type of insurance plan for consumers to consider. Additionally, MSP options will be offered in 10 Federally-facilitated Marketplaces where there are 5 or fewer issuers offering qualified health plans.
The law directs MSP options to extend to all 50 States plus the District of Columbia within the next four years.
MSP options will be available through the Health Insurance Marketplace on HealthCare.gov or CuidadoDeSalud.gov, the Spanish version of the site, and the Marketplace will provide one-stop shopping, where consumers will be able to see health insurance options in one place and find out if they’re eligible for a break on the cost of coverage.
Visit HealthCare.gov or CuidadoDeSalud.gov to learn more about the Health Insurance Marketplace. For more information on the Multi-State Plan Program and the New Health Insurance Marketplace, you may visit the MSP Program page.